How does Urbned ensure the stability of transfers using stablecoins?

Urbned uses stablecoins pegged to fiat currencies like USD and EUR, ensuring value stability during transfers by seamlessly converting between fiat and stablecoins behind the scenes.

Are there any fees for sending money internationally with Urbned?

Urbned offers zero transfer fees for specific routes, such as to India, and has low forex charges, with detailed fee structures available in their tiered plans (Basic, Premium, Pro).

Can I use Urbned without a crypto wallet?

Yes, Urbned provides virtual fiat accounts for traditional banking needs, but crypto wallet integration is optional for users who want enhanced features like direct transfers from wallets.

How fast are money transfers with Urbned?

Transfers are delivered globally in minutes, leveraging blockchain technology for speed and efficiency, making it ideal for urgent cross-border payments.

What is the benefit of the FIO Protocol partnership?

The partnership allows Urbned users to have simplified crypto addresses (e.g., username@urbned) instead of complex wallet addresses, making transactions more user-friendly and secure.

Urbned

Send money like a Text Message. Powered by Stablecoins.

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Listed website: urbned.com
Published in directory: Apr 21, 2026
Last record update: Apr 21, 2026

Listing information

Overview
5 key features
5 use cases

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What is Urbned

Urbned is a fintech platform that uses stablecoins to facilitate seamless cross-border money transfers, making it as easy as sending a text message. It offers virtual USD and EUR accounts without requiring a new bank, targeting immigrants, freelancers, and businesses for fast, low-cost international transactions. The stablecoin technology is invisible to users, simplifying fiat-to-fiat conversions and integrating with crypto wallets for enhanced functionality.

Key Features

Virtual USD and EUR accounts in your name without needing a new bank

Invisible stablecoin rails for fiat-to-fiat transfers with zero complexity

Direct international money transfers from crypto wallets like MetaMask and Phantom

Fast global delivery in minutes with minimal fees and no forex charges on specific routes

Partnership with FIO Protocol for user-friendly crypto addresses (e.g., username@urbned)

Use Cases

Immigrants sending remittances to family abroad with low fees and no transfer charges
Freelancers receiving payments from international clients in local currency quickly
Businesses conducting cross-border transactions cost-effectively without banking hassles
Crypto enthusiasts buying and selling digital assets with integrated banking features
Individuals seeking a digital banking alternative for daily finances with crypto options

Why do startups need this tool?

Startups often operate with global teams and clients, requiring efficient cross-border payments to reduce operational costs and delays. Urbned provides a cost-effective, fast solution with integrated crypto options, simplifying financial management without the complexities of traditional banking. Its user-friendly platform and low fees help startups scale internationally while maintaining financial agility.