Kudos 3.0

Kudos 3.0 is a personal finance AI assistant that goes beyond showing charts by actively working to recover money for its users. The app displays a 'Your wins' figure totaling everything Kudos has earned or saved, along with a suggested next best money move. It activates personalized credit card offers that users would otherwise need to enable manually, negotiates bills by calling providers, and cancels forgotten subscriptions. According to the listing, early testing showed roughly $800/year in card offers, $216 per bill negotiation, and $247 per canceled subscription, with users keeping 100% of the savings.

Kudos automates tedious financial chores—activating card offers, negotiating bills, and canceling unused subscriptions—so busy founders can recover money without spending time on hold with providers. Its single-number 'wins' dashboard makes the value easy to see at a glance.